Terms of Use

Our Terms and Conditions were last updated on 19 June 2025.

Please read them carefully before using Our Service.

HI THERE

Welcome to our Terms and Conditions! These boxes aren’t legally binding, you can use them as an aid for understanding the legal language.

1. Introduction

Welcome to "Broke to Investing" owned by Silke Bude ("we", "us", or "our"). These Terms & Conditions govern your use of our website and the purchase of digital PDF products offered through our platform. By accessing our website or purchasing any digital products, you agree to be bound by these Terms & Conditions.

2. Use of the Platform

You may not use our website for any unlawful purpose or in any way that violates these Terms & Conditions. Specifically, you agree not to:

  • Advertise or offer to sell goods or services through our platform.

  • Sell, transfer, or assign your access to purchased products.

  • Alter, copy, reproduce, distribute, or resell our products.

  • Upload or post any content (comments, articles, reviews, media, etc.) to our platform.

3. Purchases and Access

The prices are indicated in dollars. The price of items can be changed at any time. However, the price applied to an order will be the one stated at the time of the order. Upon purchase, digital products will be made available for immediate download or access via our website. You are responsible for maintaining the security of your purchase details.

4. Your information

If You wish to place an Order for Products available on the Service, you may be asked to supply certain information relevant to your Order including, without limitation, your name, your email, your phone number, your credit card number, the expiration date of your credit card, your billing address, and your shipping information.

You represent and warrant that: (i) You have the legal right to use any credit or debit card(s) or any other payment method(s) in connection with any Order; and that (ii) the information you supply to us is true, correct and complete.

By submitting such information, you grant us the right to provide the information to payment processing third parties for purposes of facilitating the completion of your order.

5. Payment

Payment is due immediately on the date of the order, this includes pre-order products.

Payment can be made through any of the payment methods we have available, such as Visa, MasterCard, Affinity Card, American Express cards or online payment methods (PayPal, for example).

Payment cards (credit cards or debit cards) are subject to validation checks and authorization by your card issuer. If we do not receive the required authorization, we will not be liable for any delay or non-delivery of your order.

6. Refund Policy

Due to the digital nature of our products, all sales are final. No refunds or exchanges will be provided after purchase.

7. Third-Party Links

Our digital products may contain links to third-party websites or resources that we do not own or control. We are not responsible for the content or availability of such third-party sites.

8. Limitation of Liability

Our liability for any claim related to the use of our platform or products shall be limited to the amount paid by the user for the product in question.

9. Governing Law and Dispute Resolution

These Terms & Conditions shall be governed by the laws of Germany. Any disputes shall be resolved through litigation in the appropriate German courts.

10. Changes to these Terms and Conditions

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material we will make reasonable efforts to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, in whole or in part, please stop using the website and the Service.

11. Contact Information

If you have any questions regarding these Terms & Conditions, you may contact us at:

Silke Bude
Email:
silke@broketoinvesting.com
Phone: +49 151 10306563